How it works?

We've built Broker.Chat to simplify the options available to First Home Buyers. Following the chat is a simple as chatting to a mate, whilst in the background all the financial magic is happening.

Scroll down to read some common question and answers.

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How we can help First Home Buyers

Broker.Chat is smart, and can help you answers the following common questions:

How much can I borrow?
Based on your income and expenses, Broker.Chat can calculate your borrowing capacity on the spot.
Do I qualify for any government grants or schemes?
Based on your info, Broker.Chat will automatically calculate if you may be eligble for a First Home Owners Grant or the First Home Guarantee Scheme.
How much do I need to save to buy a property?
Broker.Chat uses serious maths to determine what the required savings needs to be based on your maximum purchase price and borrowing capacity.
What property can I afford?
This is what makes Broker.Chat special, as it can determine your max property price based on your overall situation, including govt grants, Medico waivers, Parental guarantees, plus more !

If you need to Refinance, we can help!

Broker.Chat is smart, and can help you answers the following common questions:

Are banks still offering cashback incentives to refinance?
Yes, and Broker.Chat can help determine if you will qualify based on your income, loan amount and loan to value ratio.
Can I refinance to get a better interest rate?
Reviewing your rate every few years is important to ensure you have a competitive product. Broker.Chat will help identify if you would qualify for a refinance, then put you in touch with our broker team to put together a tailored recommendation for you.
Do I have equity in my property which I can use?
Great question. Broker.Chat can help you estimate your available equity which could be used for renovations, a wedding or buying a car!

Personalised report

Just for you

Complete the chat and we will send you a personalized report, including a plan on how you could take the next step.

Get in touch

Any questions, contact us below: